Caller: "I will be standing in line in the morning and will wait all day if necessary to make a £10,000 deposit into the Northern Cock-up. I urge everyone to do the same thing to show our solidarity with this excellently run financial institution."

Reporter: "Why not deposit £50,000? (As you know all deposits up to £35,000 are 90% guaranteed by the government.)"

Caller: "£50,000? Are you mad? I don't want to lose my money."